India - Get upto Rs 40000 under this Crop Insurance scheme


The Haryana government has authorised the implementation of the Mukhyamantri Bagwani Bima Yojana, which would pay horticulture farmers for crop losses caused by severe weather and natural disasters.

This scheme will cover a total of 21 vegetables, fruits, and spice crops. This scheme will seek to protect farmers from natural disasters.

On Tuesday, a government spokesman stated that this scheme is designated as the Horticulture Crop Assurance Scheme. Its goal is to persuade farmers to grow high-risk horticultural crops. Horticulture producers face significant financial losses as a result of a variety of factors. These include crop disease outbreaks, biological variables such as bug infestations and environmental conditionssuch as unseasonal rain, hailstorms, drought, frost and severe temperatures.

Insurance cover:

According to a state government official, farmers would receive Rs.30000 in insurance for vegetable and spice crops and Rs.40000 for fruit harvests under the scheme. Only 2.5 percent or 750 rupees would be required for vegetable and spice crops, while 1000 rupees will be required for fruit harvests.

The compensation survey and four categories of damage will be 25 percent, 50 percent, 75 percent, and 100 percent.

According to the spokesperson, farmers must choose this scheme while registering their crop and area on the Meri Fasal Mera Byora Portal. Seasonal crop registration periods will be established and communicated on a regular basis.

This plan will be administered on an individual sector basis, which means crop loss will be measured on an individual field level.

The state government would provide budgetary provision for this, and under the Pradhan Mantri Fasal Bima Yojana, state and district level committees will monitor, evaluate, and resolve disputes at the state and district levels. 

Here, the Bhavantar Bharpayee Yojana is also being implemented to compensate farmers for not receiving a fair price for their products. Farmers will, however, need to register on the Meri Fasal Mera Byora Portal in order to do so.

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