Europe provides its population and the farming sector with a sophisticated framework of prevention and protection measures for animal diseases. This publication deals mainly with this aspect of the livestock insurance sector in Europe. The European Union regulates the principles which are implemented on a national level. Different bodies are responsible for this process. Generally, there is a private – public partnership approach in many countries where the state deals with the contagious diseases, the prevention and the eradication as well as related costs. The private sector deals with supplementary cover as, for example, business interruption following a disease event. Although the insurance system covers the farmer for losses not covered by public funds, the penetration rates are relatively low and no substantial growth can be observed over the last few years.
Межгосударственные связи и отношения в области ветеринарии находятся в компетенции специализированных международных организаций, в частности, Всемирной организации здоровья животных* (World Organization for Animal Health), FАО (Food and Agricultural Organization), a также Всемирной организации здравоохранения (ВОЗ, World Health Organization).
Farming is too risky for insurers and reinsurers to cover alone. That was the message from the International Cooperative and Mutual Insurance Federation's 16th meeting of reinsurance officials in Athens, when delegates said government help is needed to provide adequate cover for European farmers. The high risk nature of agricultural production means insurance is too expensive for farm budgets, yet producers' exposures are too high without it. Consequently, leading reinsurance industry figures believe governments should subsidize coverage to help EU farmers compete with their wealthier US counterparts.
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