There is no developed agricultural insurance program in Germany. The weather risks happen occasionally in the country and the government is currently considering options for agricultural insurance system. The government considers that the farmers should be responsible for their business. The insurance products currently offered at the market can provide effective protection against major natural perils.
Agricutural sector in Australia is one of the most technological in the world. Local farmers compete with the farmers fro other countries though they basically get no goverment direct subsidies. One of the key elements in agricultural production in Australia is Risk Management. Although Australia is a developed country, as well as the agricultural sector, the agricultural insurance market is limited there. The farmers can insure their crops against hail and fire (all crops). They can also purchase insurance for forests against wind, and for orchards - against freezing (late spring frost) for fruits and grapes. Please see the presentation provided by Primacy company from Australia.
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