To date, the MAIA Ministry of Agriculture and Food Industry has not yet announced the start of the next stage of accepting applications for subsidies under agricultural risk insurance contracts concluded in the fall and winter period. While waiting for this announcement, some insurance companies are being "restrained" in the agricultural segment - they insure only livestock farms and perennial crop plantations of their regular customers.
Earlier, representatives of the authorities reported that the debts on insurance subsidies for previous years – about 112 million lei – have already been paid. However, as insurance brokers explain, they mean applications for subsidies on agricultural risk insurance contracts within the stage that ended (according to the legislation) in mid-autumn last year. Since then, according to the estimates of the association of insurers, the insurance market operators have managed to conclude insurance contracts, under which the amount of subsidies (which is 70% of farmers’ insurance premiums) reached about 22 million lei.
According to the information received by the insurers from ministries and departments, in the near future the Ministry of Agriculture and Food Industry MAIA will announce the acceptance of applications for insurance subsidies, but only for the fall-winter period of 2025. And the fate of subsidies for spring contracts of agricultural risk insurance will be prescribed in the Strategic Program of Agricultural Policy (PSPA). The timing of its adoption by the national government is constantly shifting.
According to the latest forecasts, it will be adopted this summer. Who insures, how much is insured, is there any damage from spring frosts? According to insurers, this year, as in the past, no less than 80% of the insurance market is accounted for by two companies – General Asigurari and Intact Asigurari Generale. In 2026, one of them started concluding agricultural risk insurance contracts at the beginning of the second decade of March, the second – in the middle of April.
Apart from these main insurers of the agricultural segment of the insurance services market, two or three other insurance companies signed single contracts with farmers this year. According to the first impression of insurers, this year the number of contracts for insurance of perennial plantations against spring frosts has not increased at best. That is strange and unpleasant, taking into account the negative experience of the last year (big damage from spring frosts usually stimulates insurance in the future season).
At the same time, employees of leading insurance companies note a slight increase in the amounts of insurance contracts due to the increase in insured areas. At the moment insurers note only single cases of farmers’ appeals to insurance companies regarding assessment of potential damage on insured stone fruit plantations. In this respect, the situation is still much better than last year. However, forecasters promise two frosty nights in Moldova for the nearest period.
Source - https://logos-pres.md
