The Non-insured Crop Disaster Assistance Program (NAP) provides financial assistance to producers of non-insurable crops to protect against natural disasters that result in lower yields, crop losses or prevented planting.As part of the reauthorization of the NAP program in the 2014 Farm Bill, there were important changes made for producers. Previously, NAP provided coverage based on the amount of loss that exceeds 50 percent of expected production at 55 percent of the average market price of the crop. The 2014 Farm Bill authorizes additional coverage levels ranging from 50 to 65 percent of production, in 5 percent increments at 100 percent of the average market price.For all coverage levels, the NAP service fee is the lesser of $250 per crop or $750 per producer per administrative county, not to exceed a total of $1,875 for a producer with farming interests in multiple counties.The additional coverage must be chosen by the producer by the application closing date. The schedule of fees and premiums follow a standard formula. The maximum premium for a producer is $6,562.50 (the maximum payment limitation of $125,000 times a 5.25 percent premium fee).

Source - www.greenhousemag.com