Uzbekistan establishes Agricultural Insurance Fund to expand risk-insurance system

24.11.2025 20 views

Uzbekistan has established the Agricultural Insurance Fund under a presidential decree aimed at improving the country’s agricultural risk-insurance system.

The decree, signed by President Shavkat Mirziyoyev on November 21, introduces a gradual transition to mandatory insurance for agricultural producers from 2026. Under the new mechanism, producers using preferential loans for agricultural production will insure against potential losses of their products. However, the debts of clusters, farms, and other agricultural enterprises on preferential loans will not be covered under agricultural risk-insurance contracts.

The document also stipulates the launch of the Agricultural Insurance Information System by the end of 2025. The system is expected to streamline data exchange and strengthen monitoring for insured agricultural activities.

According to the decree, the introduction of agricultural insurance aims to compensate producers for losses caused by natural disasters, man-made incidents, fires, pests, and diseases. It also sets broader targets, including increasing agricultural output by 20% by 2030 and reducing the overall exposure of producers to financial risks.

The initiative follows the adoption of the Law “On Agricultural Risk Insurance” in April, which established the Agricultural Insurance Fund as the main insurer in this sphere. The Fund operates as a non-profit organization in accordance with regulations approved by the Cabinet of Ministers.

Its key responsibilities include organizing and managing insurance coverage for plants and livestock, ensuring timely compensation to producers when insured events occur, and maintaining secure information exchange between the Fund, the coordinating state body, and intermediaries.

President Mirziyoyev previously reviewed proposals on November 17 to enhance efficiency in cotton farming and expand financial support for agriculture. During the presentation, the government proposed introducing a voluntary crop-insurance system for cotton, grain, fruits, and legumes starting in 2026, with half of the insurance premium to be subsidized by the state budget.

 

Source - https://daryo.uz

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