Punjab farmers demand crop insurance amid mounting climate losses

21.09.2025 37 views

As erratic weather patterns continue to wreak havoc on agriculture in Punjab, farmers across the state are intensifying their demand for a comprehensive crop insurance policy. With their livelihood hanging in the balance, they argue that the future of farming is increasingly unpredictable and vulnerable to climate shocks.

In 2022, a sudden spike in temperature during March—just weeks before the wheat harvest—led to grain shrivelling, causing yield losses of around 6 quintals per acre. That incident, though brief, was a stark reminder of how even minor climatic shifts can devastate the entire harvest.

This year, the situation has worsened. Torrential rain in July and August triggered two rounds of flooding across several districts, submerging fields and destroying standing paddy crop. The state government responded with a compensation announcement of Rs 20,000 per acre. But farmers say the relief is grossly inadequate. Many estimate their losses at nearly Rs 70,000 per acre, citing not just crop damage, but also the cost of delayed re-sowing, waterlogged fields, and disrupted planting cycles.

“The floods washed away the entire season. We couldn’t replant because the water didn’t drain for weeks. We need more than token compensation. We need protection,” said Gurpreet Singh, a farmer from Maachiwara.

Another farmer from Sidhwan Bet, Balbir Singh added, “We sow with hope, but nature has its own plans. My entire paddy crop is gone. I don’t know how I’ll repay loan this year. Farmers are in immediate need of crop insurance and state government should ensure the same. Giving compensation, won’t help,” he said in despair.

Source - The Tribune

21.09.2025

India - HC quashes notices demanding Rs 374 crore from Bajaj Allianz for crop insurance

The Aurangabad bench of the Bombay High Court last week set aside notices issued by the state government seeking the recovery of Rs 374.61 crore from Bajaj Allianz General Insurance Co. Ltd to pay famers in Osmanabad (now renamed Dharashiv) for damage to soybean crops due to “unseasonal rains” categorised as “localised calamity” under the Pradhan Mantri Fasal Bima Yojana (PMFBY).

09.09.2025

USA - Taylor County farmer arrested for crop insurance fraud

A man in Taylor County, KY, has been sentenced to 12 months and 1 day in federal prison for crop insurance fraud. Between 2014 and 2021, Hunt sold crops under the names of other people and significantly underreported his true production on crop insurance claim forms, resulting in over $1.6 million in fraudulent insurance overpayments.

09.09.2025

India - The changes aim to ensure that farmers are not denied crop insurance benefits due to the default of state governments

Union Agriculture Minister Shivraj Singh Chouhan has announced crucial modifications to the Pradhan Mantri Fasal Bima Yojana (PMFBY), citing the Centre's experience with the previous Jagan Reddy government in Andhra Pradesh. The changes aim to ensure that farmers are not denied crop insurance benefits due to the default of state governments.

13.08.2025

New area-yield index insurance helps farmers tackle climate risks

Land Bank Insurance Company has expanded its pilot “index insurance” product with the introduction of Area-Yield Index Insurance (AYII), designed to help farmers manage financial losses caused by large-scale climatic and environmental risks.

13.08.2025

Lithuania declares nationwide emergency over summer rainfall damage

Lithuania’s government on Wednesday declared a nationwide emergency after weeks of heavy summer rains caused widespread crop losses, following a proposal from the National Crisis Management Centre and the Agriculture Ministry.  

13.08.2025

Australia develops world-first biodegradable foot and mouth disease vaccine

The world’s first biodegradable vaccine for foot and mouth disease (FMD) has been developed in Australia, a country that remains free from the dreaded livestock

13.08.2025

USA - Researchers make breakthrough discovery that could transform agriculture: 'This research is important'

Scientists at Iowa State University have determined that co-locating solar panels and certain plants may be beneficial for crop production.  

13.08.2025

Fiji - Agriculture ministry tackles food waste

The Ministry of Agriculture is exploring an innovative new approach to reduce food waste by converting post-harvest losses and kitchen scraps into valuable resources like livestock feed and soil enhancers.